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The Final Piece of the Risk Management Puzzle

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It’s also what most traditional insurance brokers get wrong

Most insurance programs are poorly constructed and typically don’t accurately transfer risk off of the balance sheet.  Some of the common mistakes we see are:



Exclusions remove coverage for risks that you’re concerned about and should be covered.  There are common exclusions we negotiate out of almost every policy we place.


Policies & Limits

Policies and limits that are needed are missing and you’re paying for policies or limits that aren’t necessary.



Conditions to coverage often exist that cause claims to be denied.  These can include requirements to meet minimum cyber security standards, install the most recent security updates, and notify the carrier if you fail to meet the security levels disclosed in the application.

What You'll Neeed
  • General Liability
  • Errors & Omissions
  • Cyber Liability
  • Employment Practices Liability (First Party)


Early Stage

During the early stages of your business, it’s most important to minimize the need for insurance products and to reduce risk through risk management and contractual risk transfer. Your money is better spent on product development, marketing, and people than on insurance. 

What You'll Need
  • General Liability
  • Errors & Omissions
  • Cyber Liability
  • Media Liability
  • Directors & Officers
  • Property
  • Auto Liability
  • Workers' Compensation
  • Group Health Insurance
  • Group Vision, Disability, & Life Insurance
  • Key Man Life & Disability Insurance


Middle Market

Once you’ve built a sustainable business, you’ll want to invest in the insurance products to protect your recurring revenue stream and reputation. 

What You'll need
  • Commercial Crime
  • Employment Practices Liability (first and third party)
  • Umbrella Liability
  • Fiduciary Liability
  • Increase Limits of Errors & Omissions & Cyber Liability


Ready to Exit

As you prepare to sell your business or take it public, you’ll want to protect your business from as many unexpected catastrophes as possible.


& Warranties


RWI is an insurance policy that provides coverage for unintentional breaches of reps & warranties made in an acquisition, merger, or other similar agreement.

Most of the time, the seller will propose the use of RWI but 90% of the time, the policy holder is the buyer.  Policy premiums can range between 2% and 4% of the policy limit and typically last for up to 6 years.


of businesses have the wrong coverage for their unique risk profile


the amount of time we ask of a founder, CEO, or CFO during our proprietary technology risk assessment


the average amount of money saved

your risk

Get a Quote

Allow us to take risk management and insurance off of your plate so you can focus on revenue generating activities.

We can review your contracts, help you build cyber security policies, manage your insurance program, and handle many other risk management functions.


We were recently referred to Brush Creek to get a quote for insurance, and we were trying to meet a very short deadline. Although it should have taken much longer, Travis and his team did an absolutely outstanding job for us, and returned us a very competitive quote that met our requirements in record time. Brush Creek took the time to discuss our business, our specific needs and also gave us some great advice to ensure we were not paying for coverage we didn’t need. I would highly recommend Brush Creek as a full service partner for all things Risk Related.

CEO of a rapidly growing international Fintech company

My job has been so much easier since we started working with BCP Tech.  To start with they were able to right size our coverages and eliminate redundancies, which gave us our coverage for less money.  Due to our growth we quickly had to increase coverages, and this was turned around very quickly.  But the biggest impact the team has is assisting us with questions of coverage that come from customers.  As we grow, so does the size of our clients.  Having BCP Tech to call on helps us stay focused on our core values, as they brings a level of expertise about liability in the digital health industry that none of us possess.

VP of Finance at an Inc 500 digital health company

I’d recommend the team at Brush Creek Partners. They’ve been super helpful to us, negotiating and finding E&O coverage for us as a de novo technology provider in financial services, where others could not. They had our best interests in mind, while helping our Fortune 500 partners feel confident in the outcome.

COO of a rapidly growing Fintech company

The Brush Creek Team has been great to work with.  They’ve been super helpful in designing strategies for our small but growing technology business which can both meet our current insurance and benefit needs as well as grow with us.

CEO of a rapidly growing sharing economy company

I would use just three words to describe the BCP Tech team: genuine, helpful, and knowledgeable. They are genuinely interested in understanding you and what your business does; very helpful in assisting you in completing much of the processes; and extremely knowledgeable about the intricacies of cyber security/vulnerabilities and options for protecting all of the dimensions of your business. It still doesn’t make insurance ‘fun’, but they certainly ease the pain!

COO of an enterprise SaaS company